Unusual Places for a POS Credit Card Terminal

The invention of a standardized monetary system eliminated the need for bartering for goods and services.  Paper money reduced the need for a strict coinage system.  The advent of plastic money has led to a cashless system.  This latest trend in the economic structure has increased the need for merchants to implore the use of a POS credit card terminal.

Department stores, which had already been accustomed to patrons relying on credit, were obvious places for using these terminals.  Shopping malls and restaurant chains came next as less and less people carried enough cash for their purchases.   These were unsurprising places for merchants to accept credit cards; however, there have been a number of unusual places that have begun to rely on these online merchant account services.

One such place may ring a bell.  A number of those iconic red, tin Salvation Army buckets now come with their own POS systems.  Sprint graciously donated card readers for mobile devices to those volunteers collecting for the red kettle.  This new technology is not yet fully wide spread, but with the ability to donate more than the ever dwindling amount of spare cash and loose change the average person carries, the use of these credit card terminals has led to a record breaking year in fund-raising for the Salvation Army having collect $147.6 million in 2011.

Checking out books at the library may not cost anything, but being late in returning them will.  Even though many late fees are only a few quarters and dimes a day, the average person would still opt to paying a late fee on an overdue book on credit.  The San Francisco and New York Public Libraries have been using online services to allow these transgressors to pay their fees with debit or credit cards.  A few libraries in Columbus, GA have the ability to swipe away these debts at the library in person.

The Girl Scouts desire to build up their young members with the training and skills required to be successful members of society.  These scouts are taught to sell with confidence and campaign to raise money by vending a delicious assortment of cookies.  These girls stand outside grocery stores calling out for some shopper to buy a box or two.  Of course, these shoppers are more than likely paying for their groceries with plastic instead of paper, and so these young scouts learn the value of keeping up with technological trends and come prepared with mobile POS credit card terminals.

Now the cashless shopper can buy as many peanut butter patties and thin mints as a card can buy.  You’ve been warned.


Guest post is provided by Total Merchant Services.  Whether you already have a solution or would like to promote better sales buy being able to accept credit cards for business transactions at your location, visit

High Risk Businesses: Not All Services are the Same

Article Written by : Merchant Account Central

Okay, let’s be honest. Not all businesses out there are considered savory. Stating that you own a gambling or an adult oriented site probably isn’t the thing you would tell your parents about. Nonetheless, it would be foolish to say that there is no demand for this kind of content. These are two examples of so-called high risk businesses. And they are treated differently than standard services and goods oriented businesses. In fact, simple tools of the industry might be more difficult to obtain, such as high risk credit card processing services.

Nonetheless, methods of payment are necessary, especially when considering that some high risk sites are based purely on instant gratification. These aren’t the types of situations where you can bill later. And so, it becomes important to possess standard tools of online businesses. You will need online credit card processing. There’s really no two ways about it.

Yes, they are more difficult to obtain. However, there are service providers who do make high risk businesses their specialty. With that in mind, you do have options for starting your business. While it may cost a bit more, the advantage to your profit will be more than worth it.

Benefits if a Credit Card Processing Service

A lot of business establishments have been using a credit card processing service for almost two decades already. Not only has this kind of service been very helpful in accommodating non-cash payments, it has also catered to changing industry trends, such as online purchases. But there are still certain businesses that haven’t embraced this kind of system, not even looking at what a POS credit card terminal can do.

But are there benefits of using a credit card payment processing service? Aside from being convenient on the part of the buyer, yes, it has a lot of perks, especially for merchants. Among many things, accepting credit card payments opens doors to a bigger market, as consumers these days are more dependent on plastic money. Another important factor to look at is that credit card processing helps in speeding up auditing and inventory, as the payments are printed on record. Lastly, a business that accepts credit cards is said to be reputable, as it has established tie-ups with banks and other financial institutions. In addition, a credit card processing service opens doors to online consumers, as they will be paying mostly by credit card instead of cash or check.

Article submitted by Total Merchant Services. The company is a leading provider of retail merchant accounts, credit-card processing devices, ecommerce merchant accounts and equipment. For over 14 years, this Colorado-based company has been providing cost-effective solutions to merchant services in different types of industries in order to cater to the needs of growing consumer markets.

What Is Mobile Credit Card Processing?

Mobile credit processing is exactly what it sounds like: credit card transactions made on mobile phones.  You might wonder if this is safe or even necessary for your business and the answer is “yes.”  This is the age of the iPhone, the Blackberry, and the Android.  People are on their phones all the time.  That means that in order to run a successful business today, it’s very important to offer online merchant services for your business.

Another piece of this puzzle is having a great website for your company or business.  If your business doesn’t have a website that allows customers to understand what you do, that’s a major disadvantage today.  As stated before, people are constantly on the internet today and the most popular way to do that now is on a smart phone.  Essentially, people can have access to your products or services at any time, day or night.  How exciting is that!  The proper website and credit card merchant account, can allow your business to grow exponentially.

The most successful businesses today utilize ecommerce.  Ecommerce is essentially any transaction that’s conducted over the internet.  Ecommerce allows both customers and businesses a high level of convenience and ease.  Customers literally can do everything with their fingertips instead of physically having to go somewhere to buy a product or make a phone call.

Mobile credit card processing is completely safe because the credit card information isn’t actually saved on the device.  This is also a very efficient payment method for businesses because credit card transactions are processed immediately.  Businesses are able to get paid more quickly and efficiently than ever before.  You’ll no longer have to wait around for a check to clear in order to get paid.

Mobile credit card processing is expected to grow in popularity in the future as technology continues to advance and the internet allows for even more opportunities than ever before.

On top of all the other benefits, mobile credit card processing can be good for the environment because it allows for receipts to be emailed to customers.  Can you imagine how much paper and therefore trees we could save as a nation if all receipts were emailed to customers?

All the way around, mobile credit card processing is great for the success of your business and the satisfaction of your customers.  Participating in ecommerce will allow you to reach more people and can therefore elevate the success of your business.


Guest post is provided by Payment Solutions, Inc, a leading provider in wireless credit card processing.  Check their website for more information.