Currently Browsing: Finance & Loans
Sep 19, 2013
Posted by admin on Sep 19, 2013 in Finance & Loans | 0 comments
Online stores have become popular these days as it serves as an easy and fast gateway for people to shop. For online store owners, it is important that they can provide an easy payment method and be able to process credit card online as this is the preferred payment option of most online shoppers. To be able to accept credit card payments, online store owners need to invest on a merchant account.
Some store owners think that having a merchant account is simply an added cost on their monthly expenditure, but if you research and realize what it benefits are you will discover that it truly is a wise investment. There are many fraudulent transactions online, this is why both the seller and buyer would like to protect themselves from scams. A merchant account is the solution, this way the buyer would not need to provide personal credit information to the seller while the seller will also limit the number of fake and fraudulent transactions. Also, shoppers are hesitant of other payment options, regardless of whether they like your products or not, if they could not pay you in a manner they prefer you will immediately lose a sale.
Blog submitted by Marty Franze, a total merchant services provider of payment processing software/equipment and services. Offering business owners; no risk, no contract and free merchant account serviceset up. An invaluable resource of information as a dedicated point of contact, for those in need of the most cost effective way to accept credit cards for their business.
Aug 30, 2013
Posted by admin on Aug 30, 2013 in Finance & Loans | 0 comments
The invention of a standardized monetary system eliminated the need for bartering for goods and services. Paper money reduced the need for a strict coinage system. The advent of plastic money has led to a cashless system. This latest trend in the economic structure has increased the need for merchants to implore the use of a POS credit card terminal.
Department stores, which had already been accustomed to patrons relying on credit, were obvious places for using these terminals. Shopping malls and restaurant chains came next as less and less people carried enough cash for their purchases. These were unsurprising places for merchants to accept credit cards; however, there have been a number of unusual places that have begun to rely on these online merchant account services.
One such place may ring a bell. A number of those iconic red, tin Salvation Army buckets now come with their own POS systems. Sprint graciously donated card readers for mobile devices to those volunteers collecting for the red kettle. This new technology is not yet fully wide spread, but with the ability to donate more than the ever dwindling amount of spare cash and loose change the average person carries, the use of these credit card terminals has led to a record breaking year in fund-raising for the Salvation Army having collect $147.6 million in 2011.
Checking out books at the library may not cost anything, but being late in returning them will. Even though many late fees are only a few quarters and dimes a day, the average person would still opt to paying a late fee on an overdue book on credit. The San Francisco and New York Public Libraries have been using online services to allow these transgressors to pay their fees with debit or credit cards. A few libraries in Columbus, GA have the ability to swipe away these debts at the library in person.
The Girl Scouts desire to build up their young members with the training and skills required to be successful members of society. These scouts are taught to sell with confidence and campaign to raise money by vending a delicious assortment of cookies. These girls stand outside grocery stores calling out for some shopper to buy a box or two. Of course, these shoppers are more than likely paying for their groceries with plastic instead of paper, and so these young scouts learn the value of keeping up with technological trends and come prepared with mobile POS credit card terminals.
Now the cashless shopper can buy as many peanut butter patties and thin mints as a card can buy. You’ve been warned.
———————————————————————————————-
Guest post is provided by Total Merchant Services. Whether you already have a solution or would like to promote better sales buy being able to accept credit cards for business transactions at your location, visit www.total-merchant-services.com.
Aug 27, 2013
Posted by admin on Aug 27, 2013 in Finance & Loans | 0 comments
A lot of business establishments have been using a credit card processing service for almost two decades already. Not only has this kind of service been very helpful in accommodating non-cash payments, it has also catered to changing industry trends, such as online purchases. But there are still certain businesses that haven’t embraced this kind of system, not even looking at what a POS credit card terminal can do.
But are there benefits of using a credit card payment processing service? Aside from being convenient on the part of the buyer, yes, it has a lot of perks, especially for merchants. Among many things, accepting credit card payments opens doors to a bigger market, as consumers these days are more dependent on plastic money. Another important factor to look at is that credit card processing helps in speeding up auditing and inventory, as the payments are printed on record. Lastly, a business that accepts credit cards is said to be reputable, as it has established tie-ups with banks and other financial institutions. In addition, a credit card processing service opens doors to online consumers, as they will be paying mostly by credit card instead of cash or check.
Article submitted by Total Merchant Services. The company is a leading provider of retail merchant accounts, credit-card processing devices, ecommerce merchant accounts and equipment. For over 14 years, this Colorado-based company has been providing cost-effective solutions to merchant services in different types of industries in order to cater to the needs of growing consumer markets.
Jul 27, 2013
Posted by admin on Jul 27, 2013 in Finance & Loans | 0 comments
When you are running an online business it is important that you are able to process credit card online as it is the leading payment option by many online shoppers nowadays. Many people feel more secure in purchasing when you are able to accept credit cards for business as it is a sign that your store is legitimate. To be able to accept credit card payments, you will need to invest on a merchant account. Here are some of the top reasons why you should have a merchant account.
Based on various studies, some people will only purchase through online stores if they see that the shop has a merchant account. The merchant account will provide a secure payment portal for customers to pay for their purchases. If you do not have this option, you are potentially losing sales. Always ensure that you can provide the most convenient options for your shoppers so that they will keep purchasing back from your store. Merchant accounts will also help you in reviewing your monthly sales and inventory. It will also limit your chances of encountering fraudulent activities that are very rampant over the web.
Blog submitted by Marty Franze, a total merchant services provider of payment processing software/equipment and services. Offering business owners; no risk, no contract and free account set up. An invaluable resource of information as a dedicated point of contact, for those in need of the most cost effective way to accept credit cards for their business. Open a free internet merchant account today and see the benefits it can provide your business.
Jun 21, 2013
Posted by admin on Jun 21, 2013 in Finance & Loans | 0 comments
Nowadays, accepting credit card payments whether you have a physical shop or an online shop is extremely important. Based on research, many people prefer to pay via debit or credit cards due to various reasons. For physical stores, it is ideal to have a POS credit card terminal and an internet credit card processing system for online stores.
Why do people choose to pay via credit cards instead of cash? First, people feel a lot more secure in paying through credit cards because they can easily retract a payment they have made in case a problem arises. This includes problem with the merchandise or with the merchant. For online transactions, credit card is the most convenient way for customers to pay for the goods they would want to purchase. They will not need to write and send a check nor go and drop off their payments through the online shop’s physical store. Customers feel more confident when shopping using their credit cards, that said, it only means that stores that offer this payment option will see an increase on their sales as well as boost their customer’s satisfaction.
Blog submitted by Marty Franze, a Total Merchant Services provider of payment processing software/equipment and services. Offering business owners; no risk, no contract and free account set up. An invaluable resource of information as a dedicated point of contact, for those in need of the most cost effective way to accept credit cards for their business.
