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What Is Mobile Credit Card Processing?

Mobile credit processing is exactly what it sounds like: credit card transactions made on mobile phones.  You might wonder if this is safe or even necessary for your business and the answer is “yes.”  This is the age of the iPhone, the Blackberry, and the Android.  People are on their phones all the time.  That means that in order to run a successful business today, it’s very important to offer online merchant services for your business.

Another piece of this puzzle is having a great website for your company or business.  If your business doesn’t have a website that allows customers to understand what you do, that’s a major disadvantage today.  As stated before, people are constantly on the internet today and the most popular way to do that now is on a smart phone.  Essentially, people can have access to your products or services at any time, day or night.  How exciting is that!  The proper website and credit card merchant account, can allow your business to grow exponentially.

The most successful businesses today utilize ecommerce.  Ecommerce is essentially any transaction that’s conducted over the internet.  Ecommerce allows both customers and businesses a high level of convenience and ease.  Customers literally can do everything with their fingertips instead of physically having to go somewhere to buy a product or make a phone call.

Mobile credit card processing is completely safe because the credit card information isn’t actually saved on the device.  This is also a very efficient payment method for businesses because credit card transactions are processed immediately.  Businesses are able to get paid more quickly and efficiently than ever before.  You’ll no longer have to wait around for a check to clear in order to get paid.

Mobile credit card processing is expected to grow in popularity in the future as technology continues to advance and the internet allows for even more opportunities than ever before.

On top of all the other benefits, mobile credit card processing can be good for the environment because it allows for receipts to be emailed to customers.  Can you imagine how much paper and therefore trees we could save as a nation if all receipts were emailed to customers?

All the way around, mobile credit card processing is great for the success of your business and the satisfaction of your customers.  Participating in ecommerce will allow you to reach more people and can therefore elevate the success of your business.

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Guest post is provided by Charge.com Payment Solutions, Inc, a leading provider in wireless credit card processing.  Check their website for more information.

What Are The Benefits Of A Merchant Account?

When you are running an online business it is important that you are able to process credit card online as it is the leading payment option by many online shoppers nowadays. Many people feel more secure in purchasing when you are able to accept credit cards for business as it is a sign that your store is legitimate. To be able to accept credit card payments, you will need to invest on a merchant account. Here are some of the top reasons why you should have a merchant account.

Based on various studies, some people will only purchase through online stores if they see that the shop has a merchant account. The merchant account will provide a secure payment portal for customers to pay for their purchases. If you do not have this option, you are potentially losing sales. Always ensure that you can provide the most convenient options for your shoppers so that they will keep purchasing back from your store. Merchant accounts will also help you in reviewing your monthly sales and inventory. It will also limit your chances of encountering fraudulent activities that are very rampant over the web.

Blog submitted by Marty Franze, a total merchant services provider of payment processing software/equipment and services. Offering business owners; no risk, no contract and free account set up. An invaluable resource of information as a dedicated point of contact, for those in need of the most cost effective way to accept credit cards for their business. Open a free internet merchant account today and see the benefits it can provide your business.

Importance of Accepting Credit Card Payments

Nowadays, accepting credit card payments whether you have a physical shop or an online shop is extremely important. Based on research, many people prefer to pay via debit or credit cards due to various reasons. For physical stores, it is ideal to have a POS credit card terminal and an internet credit card processing system for online stores.

Why do people choose to pay via credit cards instead of cash? First, people feel a lot more secure in paying through credit cards because they can easily retract a payment they have made in case a problem arises. This includes problem with the merchandise or with the merchant. For online transactions, credit card is the most convenient way for customers to pay for the goods they would want to purchase. They will not need to write and send a check nor go and drop off their payments through the online shop’s physical store. Customers feel more confident when shopping using their credit cards, that said, it only means that stores that offer this payment option will see an increase on their sales as well as boost their customer’s satisfaction.

Blog submitted by Marty Franze, a Total Merchant Services provider of payment processing software/equipment and services. Offering business owners; no risk, no contract and free account set up. An invaluable resource of information as a dedicated point of contact, for those in need of the most cost effective way to accept credit cards for their business.

Why Small Businesses Should Accept Credit Cards From Their Customers

Choosing to use credit card merchant services if you haven’t already could be the best decision you ever make. Did you know that accepting credit cards at your business can instantly increase your sales by 23%? This is because most people today only carry their credit card with them. Yes they can use an ATM machine inside a store or make a quick run to the bank for cash, but if you choose not to accept their credit card, it is so incontinent and out of the ordinary that it borders on the point of insult. You can easily lose hundreds, even thousands of customers every year by not accepting credit cards.

A credit card merchant account can offer you much more business than before on a cash or check only basis. Nobody really carries their checkbook around anymore. It’s a security risk because they have no way of stopping a thief from using their checks, where a simple phone call can deactivate a credit card.

Five Easy Steps for Processing a Credit Card

Article Written by : How Merchant Accounts Work

Initiate the process: The cardholder initiates credit card processing by handing you the credit card. Cardholders can choose whether they give information to you or not and it is illegal for you to gather their information without their consent. They can either give you their credit card in person for you to enter manually, or they can enter the information themselves for online payments.

  1. Enter in the information: Sometimes, if you accept credit cards online, the cardholder will enter in his or her own information. But if they hand you the card themselves in person, you’ll have to swipe it in a credit card machine.
  2. Authorize the charge: Once the charge is authorized, it is sent through the system to the processer who then charges the card.
  3. Deposit money to your account: The processor will deposit your money in what is called a merchant account. You won’t be able to withdraw from this account but it will be transferred to a place you where you can. Money will be automatically withdrawn from this account provided by credit card services and then transferred to your business account.
  4. Enjoy your cash: Use the money you receive however you see fit.

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